An engineer and a lawyer were recently fishing in the Caribbean. The fishing was outstanding and they got to talking about their vacations.
The lawyer said, "I'm here because my house burned down, and everything I owned was destroyed by the blazing fire. The insurance company paid for everything."
That's quite a coincidence," said the engineer. "I'm here because my house and all my belongings were destroyed by a raging flood, and my insurance company also paid for everything."
The puzzled lawyer asked, "How DO you start a flood?"